By accessing or using any part of the 98f platform – including but not limited to the website at https://98f.onl, the 98f Android application, and all associated services – you agree to be bound by these Terms and Conditions ("Terms"), the 98f Privacy Policy, and the Responsible Gaming Policy in their entirety. If you do not agree with any provision of these Terms, you must immediately cease use of the 98f platform.
These Terms constitute a legally binding agreement between you ("Player", "User") and 98f ("the Platform", "we", "us"). 98f reserves the right to modify these Terms at any time without prior notice. The effective date of the current version is displayed at the top of this page. Your continued use of 98f following any amendment constitutes your unconditional acceptance of the revised Terms.
Access to 98f and its real-money services is strictly limited to individuals who meet all of the following criteria:
During registration, you must provide accurate, current, and complete information. 98f may request identity verification documents at any time, including but not limited to a government-issued national identity card (CNIC), passport, or other official identification. Providing false information constitutes a material breach of these Terms and may result in immediate account suspension without refund of any balance.
Only one 98f account is permitted per person, household, device, IP address, or payment method. Detection of duplicate accounts will result in suspension of all associated accounts. In such cases, 98f reserves the right to withhold any pending or accumulated balances pending investigation.
You are solely responsible for maintaining the confidentiality of your 98f login credentials, including your username, password, and any two-factor authentication codes. You must not share your account access with any third party. 98f is not liable for any loss, damage, or claim arising from unauthorised access to your account resulting from your failure to maintain credential security.
You must notify 98f immediately if you suspect any unauthorised use of your account or any breach of security. 98f support is available 24/7 via live chat. 98f reserves the right to temporarily suspend an account while a security investigation is conducted.
All account activity conducted through your 98f login credentials is deemed to have been performed by you. You accept full responsibility for all wagers, deposits, withdrawals, and other transactions made from your account.
98f processes all transactions in Pakistani Rupees (PKR). Supported deposit and withdrawal methods currently include JazzCash, Easypaisa, HBL, UBL, Meezan Bank, Bank Alfalah, and USDT TRC20. Available payment methods are subject to change without notice; the current list is displayed in the 98f cashier section.
Minimum and maximum deposit and withdrawal limits apply and are displayed within the 98f cashier at the time of transaction. Deposits are credited to your 98f account balance following confirmation from the relevant payment provider. 98f is not responsible for delays caused by third-party payment processors.
Withdrawals are processed to the same payment method used for the most recent deposit where operationally possible. 98f reserves the right to require identity verification prior to processing any withdrawal. Withdrawal requests may be subject to a review period. 98f does not apply processing fees to withdrawals, though your payment provider may impose their own charges.
Funds deposited into your 98f account must be used for gaming and betting purposes. 98f reserves the right to reject deposits that appear to be made for purposes other than genuine gaming activity. The minimum age for any financial transaction on 98f is 18 years.
98f may from time to time offer bonuses, free bets, reload promotions, or other incentives to registered players. All bonuses are subject to the specific Terms attached to each promotion, including wagering requirements, eligible games, minimum odds restrictions, and expiry periods. General bonus conditions include the following:
All bets placed on 98f are final once confirmed. 98f reserves the right to void any bet placed on an event that has already commenced or concluded at the time the wager was registered, unless otherwise specified in sport-specific rules. In-play (live) betting markets are subject to additional restrictions detailed in the 98f sportsbook rules section.
Casino game outcomes on 98f are determined by certified Random Number Generator (RNG) systems for virtual games, and by physical game mechanics for live dealer titles. 98f does not manipulate game outcomes. All games are provided by licensed third-party software providers operating under international gaming certifications.
98f reserves the right to cancel, suspend, or settle bets differently from the displayed odds in the event of a manifest error, technical malfunction, or where 98f has reasonable grounds to believe a bet has been placed fraudulently or in collusion with other parties.
The following actions are strictly prohibited on the 98f platform and may result in immediate account termination, forfeiture of funds, and reporting to relevant authorities:
All content on the 98f platform – including but not limited to text, graphics, logos, game assets, software code, and user interface elements – is the exclusive property of 98f or its licensed content providers and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the 98f platform solely for personal, non-commercial gaming and betting purposes.
You may not reproduce, distribute, modify, create derivative works from, or commercially exploit any 98f content without express prior written permission from 98f. Unauthorised use of 98f intellectual property may result in legal action.
To the maximum extent permitted by applicable law, 98f and its affiliates, officers, employees, and partners shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the 98f platform, including but not limited to loss of funds, loss of data, or loss of opportunity, whether or not 98f has been advised of the possibility of such damages.
98f does not guarantee uninterrupted, error-free access to the platform. Scheduled and unscheduled maintenance, technical failures, or events outside 98f's reasonable control may temporarily affect platform availability. 98f will use reasonable efforts to restore service as quickly as possible following any disruption.
Gambling involves inherent financial risk. 98f accepts no responsibility for financial losses incurred through the use of its services. You acknowledge that all wagering decisions are made voluntarily and at your own risk.
98f is firmly committed to responsible gaming. The platform provides the following tools to help players maintain control over their gaming activity:
If you believe gambling is negatively affecting your finances, mental health, or relationships, please visit the 98f Responsible Gaming page for further guidance and links to professional support resources available in Pakistan. 98f encourages all players to gamble within their personal means and to treat gaming as entertainment, not a source of income.
Users under 18 years of age are strictly prohibited from accessing the 98f platform. 98f takes underage gambling seriously and will cooperate fully with any regulatory inquiry regarding the protection of minors.
98f collects and processes personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. By registering a 98f account, you consent to the collection, processing, and storage of your personal data as described in the Privacy Policy. 98f does not sell personal data to third parties. Your data is used exclusively to operate your account, process transactions, comply with legal obligations, and improve the 98f platform experience.
For full details on how 98f handles your personal information, please review the 98f Privacy Policy.
These Terms and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the applicable laws of the jurisdiction in which 98f is licensed and registered. Any dispute that cannot be resolved through direct negotiation between you and 98f shall be subject to binding arbitration in accordance with the rules of a recognised international arbitration body, as determined by 98f at its sole discretion.
98f's decision on any matter related to these Terms, including but not limited to bet settlement, bonus eligibility, account status, and fraud determinations, is final and binding, subject to any applicable regulatory review process.
If you have any questions about these Terms and Conditions, or if you wish to exercise any right conferred upon you by these Terms, please contact the 98f support team. Support is available 24 hours a day, 7 days a week via the live chat function within the 98f platform.
You may also reach 98f by email at: [email protected]
Please note: Email response times may vary. For time-sensitive account issues, live chat is the fastest route to assistance.